We often have huge expectations about what we should be doing and how we should be living or lives. This is also influenced by people around us. If you have a big friend circle, you probably have a very busy social life, which means that you spend a lot of money on social gatherings, braai’s, etc. Same goes for when…
These last two years have placed a lot of people under additional financial pressure to either find additional income or cut back on expenses. For some people it is easier to cut back on spending whilst for others with an entrepreneurial flair, it is easier to make more money. Today I am going to focus on ways you can save…
I wrote this inspired by conversations with clients and friends that I’ve had lately. One had bought an investment property with his partner, the relationship ended and as is the case these days, the partner moved abroad. The partner has basically forgotten about their investment property and he needs to sign too to sell it. If there’s a shortfall, the…
Covid-19 During the various Covid-19 waves, medical schemes have experienced a reduction in claims for trauma events (emergencies) and planned non-emergency procedures. These reduced claims experiences led to medical schemes building up larger financial reserves. The Discovery Medical Scheme data indicates that those who were hospitalised due to Covid-19 infection, have a 3.5 times chance of developing cardiac related disease…
Financial independence, having had hundreds of conversations over the last 13 years, has lead me to believe it is more about the freedom to make decisions.
Recently, I was reading the responses to an online survey that was looking at the public’s experiences in dealing with financial advisers. The responses really shocked me and quite frankly it depressed me. Not a single one of the responses painted the adviser in a positive light. There were many complaints about some being pushy salespeople and others not showing…
How to report an Estate of R250,000 or less to the Master or to a Service point of the Master The reporting documents will differ slightly depending on the value of the estate and the type of appointment required. If the value of the estate exceeds R250 000, letters of executorship must be issued and the full process prescribed by the…
We often have huge expectations about what we should be doing and how we should be living or lives. This is also influenced by people around us. If you have a big friend circle, you probably have a very busy social life, which means that you spend a lot of money on social gatherings, braai’s, etc. Same goes for when you have children.
In my experience, retirement of the seller is the most credible reason for buyers when considering to buy a business. Most buyers are not start-up entrepreneurs and want to buy an existing established business that has a proven sustainable cash flow history.
Mediation As A Form Of Dispute Resolution In South Africa Conflict and disputes are inevitable – be it in the workplace, within the family, the community or in the world of commerce. I have been an employment law Attorney for nearly 20 years. I have argued cases – some simple and some complex – on behalf of both employers and…