A Simple Savings Plan Last week I posted a Tweet about a waitress I gave financial advice to whilst on holiday in December 2020. She was interested in what I do, as she saw me working on my laptop and noticed my awesome company logo. Here is my simple savings plan for all to benefit. Saving and investing is possible for all,…
Why do you need a professional executor to wind up an estate? When someone dies, an executor needs to wind up their estate. Having the right executor assist, means a smooth and painless process to wind up an estate. Someone without the right skill set, could delay this process by years. Having a professional, knowledgeable and competent person to help,…
Emergency Funds – A Simple Guide Burst Geyser! Tyre Blow Out! Load Shedding Blew Your Appliances! Medical Crisis! Retrenchment! Engine Failure! Broken Spectacles! This list is by no means comprehensive. These are some of the events that could cause financial distress in your life. Do you have money, at hand, to bail you out? This is where your EMERGENCY FUND…
Couples and Currencies Guest Blogger, Paula Quinsee, shares how when we are asked ‘how you are contributing to your relationship’, we automatically think of money and financial contributions. But, did you know that money is not the only way you contribute to your relationship? Essentially there are 5 key pillars under which we contribute to a relationship: Functional: The “doing” things…
Provident Fund Changes – T DAY Cast your mind back 10 years. This is when the South African Government announced changes to retirement funds. The aim of this to promote retirement savings. Their intention is to standardise the treatment of all retirement products. The day has arrived for the final alignment of provident fund benefits, dubbed T-Day. Below I will outline some of the…
Tax Free Savings Accounts Growing your wealth tax free through a tax free savings account (TFSA) can be a reality for many South African’s who make use of a TFSA. These wonderful savings and investment accounts, allow for tax free interest, dividend and capital growth, from South African sources. Growing your wealth and paying zero tax is a reality. How…
Your Financial Plan Has A Gap Check your financial plan, are you guilty of this? Don’t Fall in Love with Your Shares Have you spent hours, days and even weeks doing research on a company? You are going to buy their shares and have done all your home work. Well Done! The company doesn’t really care if you do or…
Resolutions to Start the New Year Below are some of my thoughts and ideas about financial new years resolutions. These I have applied in my own life and many of my clients have applied these in their own lives. Success is very much linked to your commitment. It would be awesome to hear back from you on your progress as…
Making Investment Decisions Can Be Easy While most of us do not have a crystal ball to predict the future, there are some things that you can think about before making an investment decision. It is important to be objective and try to look at the long-term picture when making decisions about where to invest your hard-earned money. Chatting to…