Financial Freedom – how much is enough?
Financial independence, having had hundreds of conversations over the last 13 years, has lead me to believe it is more about the freedom to make decisions.
You deserve a better experience
Recently, I was reading the responses to an online survey that was looking at the public’s experiences in dealing with financial advisers. The responses really shocked me and quite frankly it depressed me. Not a single one of the responses painted the adviser in a positive light. There were many complaints about some being pushy salespeople and others not showing…
Reporting a Deceased Estate under R250 000.
How to report an Estate of R250,000 or less to the Master or to a Service point of the Master The reporting documents will differ slightly depending on the value of the estate and the type of appointment required. If the value of the estate exceeds R250 000, letters of executorship must be issued and the full process prescribed by the…
Changing your financial beliefs and behavior
We often have huge expectations about what we should be doing and how we should be living or lives. This is also influenced by people around us. If you have a big friend circle, you probably have a very busy social life, which means that you spend a lot of money on social gatherings, braai’s, etc. Same goes for when you have children.
Planning to sell your business and then retire?
In my experience, retirement of the seller is the most credible reason for buyers when considering to buy a business. Most buyers are not start-up entrepreneurs and want to buy an existing established business that has a proven sustainable cash flow history.
Mediation
Mediation As A Form Of Dispute Resolution In South Africa Conflict and disputes are inevitable – be it in the workplace, within the family, the community or in the world of commerce. I have been an employment law Attorney for nearly 20 years. I have argued cases – some simple and some complex – on behalf of both employers and…
A Simple Savings Plan
A Simple Savings Plan Last week I posted a Tweet about a waitress I gave financial advice to whilst on holiday in December 2020. She was interested in what I do, as she saw me working on my laptop and noticed my awesome company logo. Here is my simple savings plan for all to benefit. Saving and investing is possible for all,…
The Importance of a Professional Executor
Why do you need a professional executor to wind up an estate? When someone dies, an executor needs to wind up their estate. Having the right executor assist, means a smooth and painless process to wind up an estate. Someone without the right skill set, could delay this process by years. Having a professional, knowledgeable and competent person to help,…
Emergency Funds – A Simple Guide
Emergency Funds – A Simple Guide Burst Geyser! Tyre Blow Out! Load Shedding Blew Your Appliances! Medical Crisis! Retrenchment! Engine Failure! Broken Spectacles! This list is by no means comprehensive. These are some of the events that could cause financial distress in your life. Do you have money, at hand, to bail you out? This is where your EMERGENCY FUND…
Couples and Currencies
Couples and Currencies Guest Blogger, Paula Quinsee, shares how when we are asked ‘how you are contributing to your relationship’, we automatically think of money and financial contributions. But, did you know that money is not the only way you contribute to your relationship? Essentially there are 5 key pillars under which we contribute to a relationship: Functional: The “doing” things…