It’s important to determine the amount of life insurance coverage that is right for you. There are several factors to consider when determining the amount of coverage you need, including your current financial situation, your future financial goals, and your personal circumstances. Here are some steps you can take to help determine the amount of life insurance coverage you need:…
Saving for a holiday can be a daunting task, especially if you have a tight budget or are planning a trip to an expensive destination. However, with a little bit of planning and discipline, it is possible to save up enough money to have the vacation of your dreams. Here are some tips to help you get started: Set a…
Guest blog post today, by our fantastic accountant, Robin Botha. When entering into a loan agreement with your bank, it is common practice for them to insist that you sign a Surety. This may seem like just a normal admin requirement and most people will gladly sign it. But beware – Sureties can be extremely dangerous for your financial health!…
‘Black Tax’ presents a reality for many South Africans, and along with the economic realities of COVID-19 it may be adding pressure to the budgets of those who are stretched to support their own and extended families. While Black Tax is a real obligation to help provide financial relief, it can become a vicious cycle if not managed properly. Black…
Given the current market backdrop, there is a lot of uncertainty that investors face both in local and global markets as we navigate 2022. The most powerful protection against market volatility and uncertainty is diversification within portfolios, says Debra Slabber. In the US, 2021 ranked as the ninth-lowest peak-to-trough drawdown in a calendar year out of the past 94 years…
Financial independence, having had hundreds of conversations over the last 13 years, has lead me to believe it is more about the freedom to make decisions.
How to report an Estate of R250,000 or less to the Master or to a Service point of the Master The reporting documents will differ slightly depending on the value of the estate and the type of appointment required. If the value of the estate exceeds R250 000, letters of executorship must be issued and the full process prescribed by the…
We often have huge expectations about what we should be doing and how we should be living or lives. This is also influenced by people around us. If you have a big friend circle, you probably have a very busy social life, which means that you spend a lot of money on social gatherings, braai’s, etc. Same goes for when you have children.
In my experience, retirement of the seller is the most credible reason for buyers when considering to buy a business. Most buyers are not start-up entrepreneurs and want to buy an existing established business that has a proven sustainable cash flow history.
Mediation As A Form Of Dispute Resolution In South Africa Conflict and disputes are inevitable – be it in the workplace, within the family, the community or in the world of commerce. I have been an employment law Attorney for nearly 20 years. I have argued cases – some simple and some complex – on behalf of both employers and…