Given the current market backdrop, there is a lot of uncertainty that investors face both in local and global markets as we navigate 2022. The most powerful protection against market volatility and uncertainty is diversification within portfolios, says Debra Slabber. In the US, 2021 ranked as the ninth-lowest peak-to-trough drawdown in a calendar year out of the past 94 years…
We often have huge expectations about what we should be doing and how we should be living or lives. This is also influenced by people around us. If you have a big friend circle, you probably have a very busy social life, which means that you spend a lot of money on social gatherings, braai’s, etc. Same goes for when…
These last two years have placed a lot of people under additional financial pressure to either find additional income or cut back on expenses. For some people it is easier to cut back on spending whilst for others with an entrepreneurial flair, it is easier to make more money. Today I am going to focus on ways you can save…
I wrote this inspired by conversations with clients and friends that I’ve had lately. One had bought an investment property with his partner, the relationship ended and as is the case these days, the partner moved abroad. The partner has basically forgotten about their investment property and he needs to sign too to sell it. If there’s a shortfall, the…
Covid-19 During the various Covid-19 waves, medical schemes have experienced a reduction in claims for trauma events (emergencies) and planned non-emergency procedures. These reduced claims experiences led to medical schemes building up larger financial reserves. The Discovery Medical Scheme data indicates that those who were hospitalised due to Covid-19 infection, have a 3.5 times chance of developing cardiac related disease…