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What is Income Protection?

If something happened to you, would you be able to survive on your savings? Your most valuable asset is your ability to earn an income. People insure their cars, house and contents, yet maintaining all of these material possessions is reliant on your ability to earn an income, if you got sick or injured and your income stopped tomorrow, how…

You deserve a better experience

Recently, I was reading the responses to an online survey that was looking at the public’s experiences in dealing with financial advisers. The responses really shocked me and quite frankly it depressed me. Not a single one of the responses painted the adviser in a positive light. There were many complaints about some being pushy salespeople and others not showing…

Mediation

Mediation As A Form Of Dispute Resolution In South Africa Conflict and disputes are inevitable – be it in the workplace, within the family, the community or in the world of commerce. I have been an employment law Attorney for nearly 20 years. I have argued cases – some simple and some complex – on behalf of both employers and…

The Importance of a Professional Executor

Why do you need a professional executor to wind up an estate? When someone dies, an executor needs to wind up their estate. Having the right executor assist, means a smooth and painless process to wind up an estate. Someone without the right skill set, could delay this process by years. Having a professional, knowledgeable and competent person to help,…

Emergency Funds – A Simple Guide

Emergency Funds – A Simple Guide Burst Geyser! Tyre Blow Out! Load Shedding Blew Your Appliances! Medical Crisis! Retrenchment! Engine Failure! Broken Spectacles! This list is by no means comprehensive.  These are some of the events that could cause financial distress in your life.  Do you have money, at hand, to bail you out? This is where your EMERGENCY FUND…

Couples and Currencies

Couples and Currencies Guest Blogger, Paula Quinsee, shares how when we are asked ‘how you are contributing to your relationship’, we automatically think of money and financial contributions. But, did you know that money is not the only way you contribute to your relationship? Essentially there are 5 key pillars under which we contribute to a relationship: Functional: The “doing” things…

Your Financial Plan Has A Gap

Your Financial Plan Has A Gap Check your financial plan, are you guilty of this? Don’t Fall in Love with Your Shares Have you spent hours, days and even weeks doing research on a company?  You are going to buy their shares and have done all your home work. Well Done! The company doesn’t really care if you do or…